- When using an ATM machine, make sure that no one is watching you enter your PIN number.
- Check your credit history at least once a year to make sure that no unauthorized people have opened any accounts in your name.
- Shred the pre-approved credit card applications that you receive in the mail before throwing them away.
- When receiving credit cards and / or checks through the mail, make sure you check your mailbox promptly everyday to help reduce the possibility of someone stealing them out of your mailbox.When accepting checks as payment for anything, make sure the check is good prior to delivering the purchased item to the buyer. Bank checks are very easy to forge.
- If your wallet or purse is lost or stolen, make sure you notify your bank and credit card companies as soon as possible.
- If the deal sounds too good to be true, it probably is.
- Never give your social security number or bank account numbers to anyone over the telephone or via e-mail unless you're absolutely sure that the person/company you are talking with is legitimate.
- Try to use Direct Deposit whenever possible.
- Make sure that your driver's license number is not the same as your social security number.
- Do not leave your credit card receipts where people may find them. (Some businesses still print your entire charge account number on their receipts.) When throwing them away, make sure you shred them completely.
- When discarding your credit card statements, make sure that you shred them completely.
- Be aware of the possibility of fraud when making purchases over the Internet.
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